The Saving Advise

Your Path to Financial Freedom

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  • Debt Consolidation
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Terms & Conditions

Last Updated: October 10, 2025

1. Acceptance of Terms

Welcome to The Saving Advise. By accessing and using our website (thesavingadvise.com), you accept and agree to be bound by these Terms and Conditions. If you do not agree to these terms, please do not use our services.

2. Description of Services

The Saving Advise is a financial services comparison and referral platform. We provide information and comparison tools for various financial products and services, including but not limited to:

  • Debt relief programs
  • Debt consolidation loans
  • Auto insurance policies
  • Final expense insurance
  • Personal loans

We connect consumers with third-party service providers who offer these financial products. We are not a lender, insurance provider, or debt relief company ourselves.

3. User Responsibilities

3.1 Accurate Information

You agree to provide accurate, current, and complete information when using our services or requesting quotes. Providing false or misleading information may result in denial of services or termination of access to our platform.

3.2 Eligibility

You must be at least 18 years of age and a resident of the United States to use our services. By using our website, you represent and warrant that you meet these eligibility requirements.

3.3 Consent to Contact

By submitting your contact information through our website, you expressly consent to receive communications from The Saving Advise and our partner companies via telephone (including mobile phone), email, text message/SMS, or other electronic means, even if your number is listed on any Do Not Call registry.

4. Third-Party Relationships

4.1 Referrals

When you request information or quotes through our website, we may share your information with one or more third-party service providers who can offer you the products or services you're seeking.

4.2 Independent Providers

All third-party lenders, insurance companies, debt relief companies, and other service providers are independent entities. We do not control their practices, policies, or services. Any agreement you enter into with a third-party provider is solely between you and that provider.

4.3 No Guarantee of Approval

We do not guarantee that you will be approved for any loan, insurance policy, or other financial product. Approval is at the sole discretion of the third-party provider and depends on their underwriting criteria.

5. Fees and Compensation

Our services to consumers are free of charge. We may receive compensation from third-party providers when we refer customers to them or when customers obtain services through our platform. This compensation does not affect the price you pay for any product or service.

6. Disclaimers

6.1 No Financial Advice

The information provided on our website is for general informational purposes only and does not constitute financial, legal, or professional advice. You should consult with qualified professionals before making any financial decisions.

6.2 Accuracy of Information

While we strive to provide accurate and up-to-date information, we make no representations or warranties regarding the accuracy, completeness, or reliability of any information on our website. Rates, terms, and availability of products are subject to change without notice.

6.3 Service Availability

We do not guarantee uninterrupted or error-free access to our website. We reserve the right to modify, suspend, or discontinue any aspect of our services at any time without notice.

7. Limitation of Liability

To the fullest extent permitted by law, The Saving Advise and its officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or relating to your use of our website or services, including but not limited to:

  • Any errors or omissions in content
  • Any unauthorized access to or use of our servers
  • Any interruption or cessation of transmission to or from our website
  • Any bugs, viruses, or other harmful code
  • Any decisions made based on information obtained through our website
  • Any agreements or relationships with third-party providers

8. Indemnification

You agree to indemnify, defend, and hold harmless The Saving Advise and its affiliates from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising out of or relating to your use of our services, violation of these Terms, or violation of any rights of another party.

9. Intellectual Property

All content on our website, including text, graphics, logos, images, and software, is the property of The Saving Advise or its content suppliers and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from our content without express written permission.

10. Privacy

Your use of our website is also governed by our Privacy Policy, which describes how we collect, use, and protect your personal information. Please review our Privacy Policy for more information.

11. Modifications to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after any changes constitutes acceptance of the modified terms.

12. Governing Law and Dispute Resolution

12.1 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the United States and the state in which our principal office is located, without regard to conflict of law provisions.

12.2 Arbitration

Any dispute arising out of or relating to these Terms or our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association, rather than in court, except that you may assert claims in small claims court if your claims qualify.

13. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect.

14. Entire Agreement

These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and The Saving Advise regarding your use of our website and services.

15. Contact Information

If you have any questions about these Terms and Conditions, please contact us:

  • Email: legal@thesavingadvise.com
  • Phone: 1-800-SAVINGS
  • Address: The Saving Advise, Legal Department

16. Special Notices

16.1 California Residents

California Civil Code Section 1789.3 requires that California residents receive certain disclosures. If you are a California resident and have a complaint, you may contact the California Department of Consumer Affairs.

16.2 Credit Authorization

By submitting a request for loan or credit-related products, you authorize The Saving Advise and our partner lenders to obtain your credit report and credit score from one or more consumer reporting agencies.

16.3 E-Sign Consent

By using our electronic services, you consent to receive disclosures, notices, and other communications electronically, which satisfies any legal requirement for written communications.

Acknowledgment: By using The Saving Advise website and services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.

The Saving Advise

Your trusted partner in financial solutions.

Services

  • Debt Relief
  • Debt Consolidation
  • Auto Insurance
  • Final Expense
  • Personal Loans

Contact

Phone: 1-800-SAVINGS

Email: info@thesavingadvise.com

Legal

  • Terms & Conditions
  • Privacy Policy

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