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Privacy Policy

Last Updated: October 10, 2025

1. Introduction

The Saving Advise ("we," "us," or "our") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website (thesavingadvise.com) and use our services.

By using our website, you consent to the data practices described in this Privacy Policy. If you do not agree with this policy, please do not use our services.

2. Information We Collect

2.1 Personal Information You Provide

We collect personal information that you voluntarily provide to us when you:

  • Request quotes or information about financial products
  • Fill out forms on our website
  • Contact us via phone, email, or chat
  • Subscribe to our newsletters or communications

This information may include:

  • Name, email address, phone number, and mailing address
  • Date of birth and Social Security number
  • Financial information (income, employment, debt amounts, credit score)
  • Vehicle information (for auto insurance quotes)
  • Health information (for insurance products)
  • Other information relevant to the services you're requesting

2.2 Automatically Collected Information

When you visit our website, we automatically collect certain information about your device and browsing activity, including:

  • IP address and geographic location
  • Browser type and version
  • Device type and operating system
  • Pages visited and time spent on pages
  • Referring website or source
  • Click patterns and navigation paths

2.3 Cookies and Tracking Technologies

We use cookies, web beacons, pixels, and similar tracking technologies to enhance your experience and gather information about visitors and visits to our website. This helps us:

  • Remember your preferences and settings
  • Understand which areas of our website are most popular
  • Improve our services and user experience
  • Deliver targeted advertising
  • Measure the effectiveness of our marketing campaigns

3. How We Use Your Information

We use the information we collect for various purposes, including to:

  • Provide, operate, and maintain our services
  • Connect you with third-party service providers who can fulfill your requests
  • Process and respond to your inquiries
  • Send you quotes, product information, and marketing communications
  • Verify your identity and prevent fraud
  • Improve our website and services
  • Analyze usage patterns and trends
  • Comply with legal obligations and enforce our terms
  • Send you administrative information and updates
  • Personalize your experience on our website

4. How We Share Your Information

4.1 Third-Party Service Providers

When you request information or quotes through our website, we share your personal information with one or more third-party service providers, including:

  • Lenders and financial institutions
  • Insurance companies and agents
  • Debt relief and debt consolidation companies
  • Other financial service providers

These providers may contact you via phone, email, text message, or mail to provide information about their products and services.

4.2 Service Providers and Business Partners

We may share your information with third-party vendors and service providers who perform services on our behalf, such as:

  • Website hosting and maintenance
  • Data analysis and marketing
  • Customer service and call center operations
  • Payment processing
  • Email delivery services

4.3 Advertising and Marketing Partners

We may share information with advertising networks and marketing partners to deliver targeted advertisements and measure campaign effectiveness.

4.4 Legal Requirements and Business Transfers

We may disclose your information:

  • To comply with legal obligations, court orders, or government requests
  • To protect our rights, property, or safety, or that of others
  • To enforce our Terms and Conditions
  • In connection with a merger, acquisition, or sale of assets
  • To prevent fraud or illegal activities

5. Your Communication Consent

By providing your contact information, you expressly consent to receive communications from The Saving Advise and our partner companies through various channels, including:

  • Telephone calls (including autodialed and prerecorded calls) to any phone number you provide, including mobile phones
  • Text messages/SMS to your mobile phone
  • Email messages to your email address
  • Postal mail to your mailing address

This consent applies even if your number is listed on any Do Not Call registry. You may opt out of marketing communications at any time using the methods described in Section 8.

6. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, use, alteration, and disclosure. These measures include:

  • Encryption of sensitive data during transmission (SSL/TLS)
  • Secure servers and data storage
  • Access controls and authentication procedures
  • Regular security assessments and updates

However, no method of transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security of your information.

7. Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. When we no longer need your information, we will securely delete or anonymize it.

8. Your Privacy Rights and Choices

8.1 Access and Correction

You may request access to the personal information we hold about you and request corrections to inaccurate information.

8.2 Opt-Out of Marketing Communications

You can opt out of receiving marketing communications by:

  • Clicking the "unsubscribe" link in our emails
  • Replying "STOP" to text messages
  • Contacting us at privacy@thesavingadvise.com
  • Calling 1-800-SAVINGS and requesting removal

Note: Even if you opt out of marketing communications, we may still send you transactional or administrative messages.

8.3 Cookie Preferences

Most web browsers allow you to manage cookie preferences. You can set your browser to refuse cookies or alert you when cookies are being sent. However, some features of our website may not function properly without cookies.

8.4 Do Not Track Signals

Our website does not currently respond to "Do Not Track" signals from web browsers.

8.5 State-Specific Rights

California Residents: Under the California Consumer Privacy Act (CCPA), you have the right to:

  • Know what personal information we collect, use, and disclose
  • Request deletion of your personal information
  • Opt out of the sale of your personal information
  • Not be discriminated against for exercising your privacy rights

To exercise these rights, contact us at privacy@thesavingadvise.com or call 1-800-SAVINGS.

Other State Residents: If you reside in Virginia, Colorado, Connecticut, Utah, or other states with privacy laws, you may have additional rights. Contact us to learn more.

9. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of these external sites. We encourage you to review the privacy policies of any third-party sites you visit.

10. Children's Privacy

Our services are not intended for individuals under 18 years of age. We do not knowingly collect personal information from children. If we discover that we have collected information from a child, we will delete it immediately.

11. International Users

Our services are designed for users in the United States. If you access our website from outside the U.S., your information may be transferred to and processed in the United States, which may have different data protection laws than your country.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. We will post the updated policy on this page with a new "Last Updated" date. Your continued use of our services after any changes constitutes acceptance of the updated policy.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:

  • Email: privacy@thesavingadvise.com
  • Phone: 1-800-SAVINGS
  • Mail: The Saving Advise
    Privacy Department
    [Address]

14. California Privacy Notice

Categories of Personal Information Collected

In the past 12 months, we have collected the following categories of personal information:

  • Identifiers (name, address, email, phone number, SSN)
  • Financial information (income, debt, credit score)
  • Commercial information (products/services requested)
  • Internet activity (browsing history, interactions with our website)
  • Geolocation data
  • Professional information (employment, income)
  • Inferences about preferences and characteristics

Categories of Sources

  • Directly from you
  • Automatically from your device
  • From third-party data providers
  • From consumer reporting agencies

Business or Commercial Purposes for Collection

  • Providing financial services comparison and referrals
  • Marketing and advertising
  • Analytics and service improvement
  • Fraud prevention and security

Categories of Third Parties We Share With

  • Financial service providers (lenders, insurance companies, debt relief firms)
  • Service providers and vendors
  • Advertising networks
  • Analytics providers

Sale of Personal Information

We may share personal information with third-party service providers in exchange for compensation, which may be considered a "sale" under California law. You have the right to opt out of such sales by contacting us at privacy@thesavingadvise.com or clicking any "Do Not Sell My Personal Information" link on our website.

Acknowledgment: By using The Saving Advise website and services, you acknowledge that you have read and understood this Privacy Policy and consent to the collection, use, and sharing of your personal information as described herein.

The Saving Advise

Your trusted partner in financial solutions.

Services

  • Debt Relief
  • Debt Consolidation
  • Auto Insurance
  • Final Expense
  • Personal Loans

Contact

Phone: 1-800-SAVINGS

Email: info@thesavingadvise.com

Legal

  • Terms & Conditions
  • Privacy Policy

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