Protect your loved ones from funeral and burial costs with affordable final expense insurance. Ensure peace of mind for you and your family.
Final expense insurance, also known as burial or funeral insurance, is a type of whole life insurance designed to cover end-of-life expenses. These policies provide your loved ones with funds to pay for funeral services, burial or cremation costs, outstanding medical bills, and other final expenses.
With coverage amounts typically ranging from $5,000 to $35,000, final expense insurance ensures that your family won't face financial hardship during an already difficult time. Most policies offer guaranteed acceptance with no medical exam required for seniors aged 50-85.
Ensure your loved ones aren't burdened with funeral costs averaging $7,000-$12,000.
Most policies offer guaranteed acceptance without requiring a medical examination.
Low monthly payments that fit your budget, often starting at just $30-$50 per month.
Your premium never increases as you age, providing predictable costs.
Benefits are typically paid quickly to help cover immediate expenses.
Know that your final wishes will be honored without financial strain on your family.
Find the right final expense insurance policy for your needs. Compare coverage options and rates from trusted insurance providers.
| Insurance Provider | Rating | Coverage Range | Age Range | Key Features | Action |
|---|---|---|---|---|---|
| Mutual of Omaha | ★★★★★ | $2,000 - $40,000 | 45-85 years | Guaranteed Acceptance, Living Benefits | Call Now Get Quote |
| Colonial Penn | ★★★★☆ | $5,000 - $50,000 | 50-75 years | No Medical Exam, Easy Approval | Call Now Get Quote |
| Globe Life | ★★★★☆ | $5,000 - $100,000 | 18-80 years | No Medical Exam, Fast Approval | Call Now Get Quote |
| AARP/New York Life | ★★★★★ | $2,500 - $25,000 | 50-80 years | AARP Members, Level Premiums | Call Now Get Quote |
| Gerber Life | ★★★★☆ | $5,000 - $25,000 | 50-80 years | Guaranteed Acceptance, 24-Month Waiting Period | Call Now Get Quote |
| Transamerica | ★★★★☆ | $5,000 - $50,000 | 40-80 years | Flexible Coverage, Cash Value Accumulation | Call Now Get Quote |
Provide basic information about your age, health, and desired coverage amount.
Select the coverage amount that meets your needs and budget.
Complete a simple application, often with no medical exam required.
Receive approval, often within 24-48 hours for guaranteed acceptance policies.
Make affordable monthly payments to keep your coverage active.
Final expense insurance typically covers funeral and burial costs, cremation expenses, outstanding medical bills, legal fees, and other end-of-life expenses. Beneficiaries can use the funds for any purpose.
Most final expense policies offer guaranteed acceptance with no medical exam required. Some policies may ask basic health questions, but many approve applicants regardless of health conditions.
The average funeral costs between $7,000-$12,000. Consider coverage of $10,000-$15,000 to cover funeral costs plus other final expenses like medical bills or estate settlement costs.
Final expense insurance is a type of whole life insurance with smaller coverage amounts specifically designed for end-of-life costs. Traditional life insurance typically offers larger coverage amounts for income replacement.
Most policies pay benefits within days of receiving a death certificate. Some guaranteed acceptance policies have a 2-year waiting period for natural death, but accidental death is covered immediately.
No, final expense insurance policies typically have level premiums that remain the same for life once you're approved. Your rates won't increase as you age.
Get a free quote on final expense insurance and ensure your family is protected from financial burden.
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